Begin by thoroughly draining all canned fruits in a colander (salaan): 1 can (30 ounces) fruit cocktail or tropical fruit mix, 1 can (8 ounces) pineapple tidbits (pinya), 1 can (15 ounces) sweet corn kernels (mais), 1 bottle (12 ounces) kaong (palm fruits), and 1 bottle (12 ounces) nata de coco. If using fresh fruits, wash and cut them into bite-sized pieces. For apples (mansanas), toss them immediately with lemon juice to prevent browning.
In a large mixing bowl (malaking mangkok), place 4 cups of freshly shredded young coconut meat (buko, kinudkod). Add all the well-drained fruits, kaong, and nata de coco to the bowl. If using optional fruits like grapes (ubas), diced apples, maraschino cherries, mandarin oranges (dalandan), or lychees, add them at this time.
Take the cheese (keso) directly from the refrigerator (4°C/39°F) and cut into small cubes - it's easier to cube when cold. Add 1 cup of the cubed cheese to the fruit mixture. Pour in 1 can (14 ounces) of sweetened condensed milk gradually, tasting as you go. Add 1 can (14 ounces) of all-purpose cream (Nestle cream). Using a rubber spatula, gently fold all ingredients together until well combined.
Cover the bowl with plastic wrap and refrigerate (4°C/39°F) for at least 4 hours or overnight. For a firmer texture, freeze (0°C/32°F) for 6-8 hours. If frozen, allow to thaw for 15-20 minutes at room temperature before serving.
Serve chilled in special dessert bowls, optionally garnished with extra cherries and fresh fruits for added color and appeal.